Truly independent financial advice for all your personal and commercial needs

Welcome to Phillip Bates & Co.

The team at Phillip Bates & Co is committed to providing all of our clients with truly independent financial advice for all your personal and commercial needs.

We are Chartered Financial Planners, a status only awarded to individuals and businesses which have demonstrated the highest standards of technical knowledge as well as ethical practice across every element of client service.

Our commitment is to understand your finances, agree your objectives and to then design financial plans to work for you.

Our ongoing service aims to ensure you have a plan that develops with your changing circumstances.

Offering the highest levels of technical knowledge

Savings & Investments

We help to make sure your Savings & Investments are arranged to provide the income and growth objectives agreed at a level of investment risk you are comfortable with.

Retirement Planning

Planning for Retirement is essential to most people’s finances. With the complexity of today’s pensions market qualified independent advice is the key to planning the retirement you hope for.

Commercial Advice

Businesses and their owners have different, often complex, needs and Phillip Bates & Co. Financial Services has long experience in meeting these needs and helping businesses to plan their finances more effectively for the future.

Inheritance Tax

Minimising the potential Inheritance Tax bill your family will pay on your death, and arranging your affairs to ensure the next generation can relax understanding your finances have been efficiently organised.

The initial meeting is usually free of cost and we will always agree how the advice is to be paid for in advance

We believe all costs should be clear and transparent not bundled in complex products. The key is you are in control of the cost of advice.

CII
Phillip Bates & Co Financial Services Ltd is authorised and regulated by the Financial Conduct Authority.
Financial Services Register No: 469998. Registered in England & Wales, No. 3637771
Registered Office: 5 Chester Road, Neston, Cheshire CH64 9PA