Savings & Investments
We help to make sure your Savings & Investments are arranged to provide the income and growth objectives agreed at a level of investment risk you are comfortable with.
Welcome to Phillip Bates & Co.
The team at Phillip Bates & Co is committed to providing all of our clients with truly independent financial advice for all your personal and commercial needs.
We are Chartered Financial Planners, a status only awarded to individuals and businesses which have demonstrated the highest standards of technical knowledge as well as ethical practice across every element of client service.
Our commitment is to understand your finances, agree your objectives and to then design financial plans to work for you.
Our ongoing service aims to ensure you have a plan that develops with your changing circumstances.
Why we are proud of our Chartered status
Retirement Planning
Planning for Retirement is essential to most people’s finances. With the complexity of today’s pensions market qualified independent advice is the key to planning the retirement you hope for.
Commercial Advice
Businesses and their owners have different, often complex, needs and Phillip Bates & Co. Financial Services has long experience in meeting these needs and helping businesses to plan their finances more effectively for the future.
Inheritance Tax
Minimising the potential Inheritance Tax bill your family will pay on your death, and arranging your affairs to ensure the next generation can relax understanding your finances have been efficiently organised.
Offering the highest levels of technical knowledge
“I have been with Philip Bates Financial Services since 2001 and have been very satisfied with the way they have helped and guided me in planning my finances over the years…”
Tom Topping, Company ChairmanParkgate
“The depth of knowledge and level of financial research undertaken by the team gives me the confidence for the future of my portfolio, even in these most turbulent political times.”
Colin WoodwardPuddington
“I moved both my own and my wife’s ISA accounts to Philip Bates Financial Services where they are invested in a variety of UK and worldwide funds giving balance plus a steady income and capital growth.”
Clive Watkin, Chartered SurveyorWest Kirby
“We’ve been extremely pleased with the outcome of the advice Alan and his team have given us over the last ten years. They have provided high quality and accessible services in a quietly confident and reassuring manner which helps us feel very comfortable in the investment decisions he has made on our behalf.”
Andy and Jill WallisHeswall
The initial meeting is usually free of cost and we will always agree how the advice is to be paid for in advance
We believe all costs should be clear and transparent not bundled in complex products. The key is you are in control of the cost of advice.