Latest News

Congratulations to Emma

We are delighted to share the news with clients that our client administrator Emma Bowen is getting married to Pete Chegwin on Sunday, October 3rd at Thornton Manor in Wirral. The couple have had to change their plans twice in the last couple of years due to the pandemic, so we are thrilled that their […]

Triple Lock Suspended

The other major announcement concerned the so-called ‘Triple Lock’. This ensures that the state pension is supposed to increase every year in line with whichever of inflation, the average wage increase or 2.5% is the highest. The Conservative manifesto at the 2019 election said that the Triple Lock would remain in place for the duration […]

Government announcements on NHS, Social Care & Triple Lock

The Government has made a series of important announcements this month as it seeks to address the two biggest issues in its in-tray – the need to start paying down the debt incurred as a result of the pandemic and, secondly, the social care crisis. The requirement to tackle how social care is funded has […]

Inflation: An Update

Many of you will be continuing to read news reports detailing concerns about the potential impact of inflation on the UK and global economies. Consumer price inflation in the UK rose to its highest level in almost three years in June – hitting 2.5% against a forecast of 2.2%. Fuel prices and second-hand car sales […]

Planning for the Future

One of the areas where we have been most busy during the pandemic has been around future planning. While it is clearly integral to all of the long-term planning that we carry out on behalf of clients, there is no question that the seismic events of the last 18 months have led a good number […]

Continuous monitoring as your circumstances change

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Phillip Bates & Co Financial Services Ltd is authorised and regulated by the Financial Conduct Authority. Financial Services Register No: 469998.
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Registered Office: 5 Chester Road, Neston, Cheshire CH64 9PA