The Coronavirus pandemic has highlighted more than anything the importance of having a well-diversified financial portfolio. Overall the markets have stabilised at a reasonable level – down on where they were in February, but still reasonably solid. We are now seeing daily movements of between 1 and 1.5%, compared to nearer 2.5% when I last […]
We are delighted to be featured in the July/August edition of popular lifestyle magazine, Shire, which circulates in Wirral, Cheshire, North Wales and Shropshire as well as online. We were invited to provide expert advice for their retirement planning feature looking at some of the questions we get asked most frequently including ‘when can I […]
I would also like to re-emphasise that it is very much normal service. Although our team continue to work remotely, they are available for phone calls and virtual calls. We have even held pre-arranged face-to-face meetings with a couple of clients at our offices in Neston. Flexibility is our watchword. We will always do our […]
We have had a small number of enquiries from clients asking about the encrypted emails they have received. This is something we introduced a few months ago and is part of our responsibility to you to keep your data as secure as possible. The process should be straightforward, but please do contact us should you […]
The team has been working hard on reviewing client portfolios, something that is less straightforward than is normally the case due to the impact of the pandemic. We are looking closely at the balance between different assets, what should stay the same and what should change. The broad message is that portfolios have held up […]
The markets have held up reasonably well in the face of the worst crisis the world has seen since World War II. They are demonstrating decent levels of confidence, not back to pre-coronavirus levels but not as bad as some of the commentators were predicting a few weeks ago. There is still volatility, much more […]
Regular readers of our newsletters will have heard of the remarkable Dr Anne Merriman MBE. Anne is the founder of Hospice Africa, a Liverpool-based charity. Only last year she appeared on BBC’s North West Tonight talking about her work. You can watch the film here. Anne is dependent on the generous donations the charity receives […]
This latest newsletter comes to you as we approach the end of our sixth week in lock-down. It has been a remarkable and challenging few weeks in lots of ways. Prime Minister Boris Johnson knows this more than most – having experienced the extreme low of being an intensive care patient struck down by this […]
There has been a barrage of support for business launched by the Chancellor Rishi Sunak, starting with the Budget on March 10 and continuing throughout the month, with the latest piece of the jigsaw, support for the self- employed expected shortly. Our sister company Phillip Bates & Co Chartered Accountants are quickly becoming expert on […]
Like other businesses, we have been busy implementing the Covid-19 working arrangements. This has meant decamping to our kitchens, dining rooms and bedrooms to set up temporary home offices. The team all tell me they are working harder than ever, and, in all seriousness, we are committed to providing a level of service, support and […]
